Our Services
The financial advisers at Burnett & Reid have expertise across the financial planning spectrum and are thus able to meet the needs of our business and individual customers.
Investment advice
Deciding where to invest your savings can be a daunting process. Generally speaking you’re agreeing to the higher level of risk associated with investing, with the aim of achieving greater potential returns over the long term verses traditional cash deposit savings – as tax efficiently as possible. Investment options include:
- Individual Savings Accounts & Junior Individual Savings Accounts
- General Investment Accounts
- Onshore & Offshore Investment Bonds
- Venture Capital Trusts & Enterprise Investment Schemes
- Cash Deposit Management
Whether you’re looking solely for capital preservation, income or growth we will review your needs to identify the best investment solution for you.
Contact us about investment advice
Retirement advice
It’s never too early to start planning for retirement. The sooner you start thinking about how you will generate the income you need to fund the lifestyle you want when you are no longer working, the more likely you will be to achieve your retirement aspirations. There are a number of saving options that can help maintain financial stability in retirement including pensions, ISAs and investments.
The Clifton ‘Plan for Life’ approach will take you through a discovery process to identify future plans and aspirations.
Contact us about retirement adviceProtection
Income assurance
Income protection is designed to provide you with an income if you’re unable to work for a prolonged period due to illness or injury. These plans will cover a specified number of years (usually until retirement) and, in the event of a qualifying claim, the proceeds are paid until you are able to return to work or reach the end of the term, whichever occurs first.
Private medical insurance
Private medical insurance, allows you to pay for private medical care if you would rather not wait for treatment from the NHS. Some policies allow you to choose when, where and by which specialist you are treated.
Life assurance
Life assurance can be used to help pay off the mortgage and support the family in case either the key earner or homemaker passes away. Depending on the type of policy, it can pay out a lump sum or provide a regular income. The key is to identify what you want life insurance cover since that will help determine the best life insurance policy for you.
Critical illness
Critical illness plans provide a lump sum in the event of you being diagnosed with one of a large number of specified illnesses. They can be structured on a term or whole of life basis and, given that we are more likely to suffer a serious illness than to die before we retire, it is perhaps the most valuable element of all protection plans.
Mortgage advice
Whether you are investing in property or are looking to buy a home, our advisers have the expertise to provide mortgage advice for all kinds of buyers.
We can help with:
- Buy to let mortgages
- Portfolio landlord mortgages
- Intergenerational mortgages
- Acquiring mortgages for businesses and commercial premises
- Remortgaging
Estate planning
Protecting your estate can help to mitigate Inheritance Tax, but no one method can, or should, be considered a ‘complete solution’ as each individual will have different circumstances and requirements. Life assurance plans, ‘gifting’ and/or employing the use of trusts are often considered key strategies in protecting your assets. Contact us for Estate Planning advice
Contact us for estate planning adviceBusiness advice
We have been working with SME customers for many years and understand the stresses and strains of running a small business. Our advisers can help with...
- Auto enrolment and employee benefit solutions
- Small Self Administered Schemes & Self Invested Personal Pensions
- Corporate finance / business funding
- Shareholder protection & key man insurance
- Succession planning
Access our wide selection of products and services which includes:
Morgan Lloyd was originally established in 2003 to provide professional Pension Trustee and Administration Services for Small Self Administered Schemes (SSAS).
Morgan Lloyd is one of the fastest growing professional Trustee companies in the UK. Our expertise and innovative approach presents our clients with the ability to explore many investment and business funding opportunities using a SSAS or a SIPP.
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Eden Park Investment Management works exclusively with financial advisers and provides a platform-only managed portfolio service offering a diverse range of risk-profiled portfolios to meet clients’ needs.
Eden Park Investment Management operates three model portfolio ranges, Brunel, Cabot and Sustainable, powered by Hymans Robertson Investment Services, Charles Stanley and LGT Wealth Management respectively, each with 5 risk-profiled models.
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Morgan Lloyd Invest is our investment platform offering General Investment Account (GIA), ISA, SIPP and Offshore Bond investment accounts.
We make the process of advisers managing customers' investments as easy as possible. We work closely with firms to ensure advisers get the most out of the service to achieve excellent customer outcomes.
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MyViewpoint is updated daily and provides clients with a unique and safe place using just one username and password.
A client's entire financial life brought together in one place. Mobile and web-based, MyViewpoint offers them 24/7 access to their investments, savings, pensions, property, banking, mortgages, credit cards and insurances.
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